commitment in finance individual staff

This is usually the best topic which i ve been go through for inspection and verification data in finance department.

All of organisation will have payment term for purchasing (object) and product..

Same as lazada and shopee.amazon.(this is platform we use for window shopping and survey but its in our mobile hp)but the term for shopping is still the same as you start engine and went to midvalley.Sogo ..klcc.paradigm mall.globsilkstore and kamdar and jakel and so on..

Usually we will use credit card and if the payment transaction fail..(after three times we will have to check balance and error)..sometimes the suplementary affected with this limited amount.

same as ive declined to pay standing instruction for housing loan as ive need to pay other asset and utilities.than usually we will be listed in ccris cause the system captured who denied -not received payment for loan ..

During moratorium ..still receiving letter from bank inform that lack of payment in the loan car and housing loan..supposed the system trigger who applied and stop the auto letter in your system..

(3 times tu macam cepat sangat...so we cant manage to support and follow in 2021)

due to speeding developement and needed to spend for kids and family (education healthy life and bla bla bla)

If the bank negara can discuss to reschedule the 3 times to 12 times maybe we can be better in finance management and the strictest policy can makr everybody gain more benefit and profit..

This is single mom salary anak 6

Rm5000 

Aset 60k car plus 300k (house)

Utilities

Barang dapur sebulan

Simpanan emergency rm100

BCK rm100 entah untuk apa dari mana pengiraannya..B40 ke B50..saya E08

Jam sebab commitment calculation variable yg boleh ubah..namun tidak boleh berubah...

Even you using credit card debit card to pay..(profit on us off us interest charges)

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